What item must a seller bring on closing day?

On closing day, it is crucial for the seller to present a photo ID as a form of identification. This requirement ensures that the identity of the seller is verified, which is essential to prevent fraud and to protect all parties involved in the transaction. The photo ID serves as proof that the individual signing the closing documents is indeed the authorized party, thereby facilitating a smooth and legal transfer of property.

While other items like a property deed or an insurance policy may be relevant to the closing process, they are typically handled by the title company or attorney managing the closing rather than being brought by the seller. A bank statement is also not a necessary document for the seller to bring on closing day, as financial documentation is usually provided in advance and managed during the closing process. Thus, the correct choice emphasizes the importance of personal identification to maintain security and integrity during the real estate transaction.